CHARGES

1. (A) DEMAND DRAFT/ PAYORDER/BANKER’S CHEQUE ISSUE - Rs. 2.50 + GST per thousand. Minimum Rs.25/+ GST and Maximun charge Rs.2000/+ GST.

(B) DEMAND DRAFT/ PAYORDER / BANKER’S CHEQUE CANCELLATION/ REVALIDATION/DUPLICATE/STOP PAYMENT - RS. 100/ + GST per instrument

2. RTGS/NEFT
In Saving Account In Current Account

3. SMS ALERT CHARGES - Rs.15 per Quarter + GST

4. . A/C CLOSURE CHARGES

SB CLOSED BEFORE 6 MONTHS RS.50/- + GST

C/A CLOSED BEFORE 12 MONTHS RS.250/- + GST

5. Cheque Return Charges

(Inward and Outward):-

SB/CA/CC/OD - BELOW 5 LAC - Rs.100/+ GST per instrument

SB/CA/CC/OD - ABOVE 5 LAC - Rs.250.00+ GST per instrument

6. LOCKER RENT(Payable in Advance) - SMALL 750/- + GST

- MEDIUM 1500/- + GST

- LARGE 3000/- + GST

BUDHANA BR & JANSATH BR. - Rs.500/+ GST

NOTE :- SAVING ACCOUNT MIN.BALANCE FOR LOCKER HOLDERS - Rs.5000/- + (FDR OPTIONAL)

FOR STAFF - 50% of Rent + GST.(Only for One small locker)
Penalty of Rs.2/- per day+ GST on delay in payment of locker rent.

7. LOSS OF KEY OF LOCKER - RS.500/- + GST plus actual Charges charged by manufacturer company for break opening the locker.

8. NO. OF LOCKER VISITS - 12 Visit per year free thereafter Rs.50/-+ GST for each additional visit.

9. DEFAULT CHARGES IN NON MAINTAINANCE OF MINIMUM BALANCE

S.B.A/C (RS.500/-) - RS. 100+GST (QUATERLY)

Current A/C(RS.3000/-) - Rs. 250+GST (QUATERLY)

10. (i) DUPLICATE PASS BOOK WITH LATEST BALANCE - RS. 50+ GST

(ii)WITH OLD ENTRIES - Rs. 50/+ GST + Rs.5/- Per page

(iii) Duplicate Statement of A/C (Saving & Current) - Rs.10+ GST per page

11. Folio Charges CA/CC/OD - RS.50/+GST per 30 entries Minimum Rs.50/+GST (Quarterly)

12. LOAN PRECESSING CHARGES - 0.50% of loan amount with minimum Rs.400/- GST and maximum Rs.10000+GST Whichever is higher.
Additional Rs. 100+GST will be charged if the quotation is changed by the applicant after file is processed.
No processing fees is chargeable in loan below 5 lac.
2% Penal interest on overdue accounts
CC Limit renewal charges 0.25%+ GST annually.

13. 1. SITE VISIT CHARGES - Rs.100/- Per visit+ GST (maximum 3 visits per year)

2. INSPECTION CHARGES - Rs.100+ GST Per Year (For loans under Housing/Property Mortgage / Vehicle / Machinery, C/C etc
category loan with limit of Rs.5,00,000/- and above (Except Personal Loan)

3. COMMITMENT CHARGES On C/C A/C - 1/4% of unavailed portion (Average)

14. PERSONALISED CHEQUE BOOK CHARGES

(Auto Deduct by System)

FOR CURRENT/OD/CC - RS.3.00/+ GST Per Leaf.

For Saving A/c - RS.2.00+GST Per Leaf.

15. DUPLICATE FD ISSUE CHARGES - RS.100/- per instrument+ GST
(Alongwith formalities)including Indemnity Bond on Rs.100/-stamp (Applicable for Staff also)

16. DD/CHEQUE PURCHASE (LOCAL) - RS.0.50+GST per thousand per day
Including payment against Minimum Rs.100/- + GST per Instrument same day clearing

17. CASH DEPOSIT CHARGES - Charges : Rs. 60 per lac + GST ( On Excess amount). Minimum Rs. 20/-.

18. PREMIUM & PREMIUM GOLD A/C -

19. CASH WITHDRAWAL - TDS on Cash Withdrawal as per Section 194N.

20. VALUATION CHARGES :-

21. CIBIL CHARGES - Minimum Rs. 100/- or Actual Whichever is higher.

22. CERSAI CHARGES:-

No charges for CERSAI Satisfaction/Cancellation.

23. NOTICE CHARGES - Actual charges in case of notice issued to the Borrower/Guarantor.

24. CHARGES RELATED TO QR CODE - No charge will be charged for issuing the QR Code except charges by third party vendor.

In case of Soundbox, Rs. 1000/- will be charged for all customers except Premium & Premium Gold Customers,
with actual charges charged by third Party Vendor.

In Case of Payment through UPI CC, Some charges will be deducted by NPCI and third party vendor
which has to be paid by Merchant only.

25. OTHER CHARGES :-